Free Investment Calculator — The Efficient Life

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The Efficient Life · Georgy

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The Efficient Life · Georgy

Free Investment Calculators

Four tools built on real institutional frameworks. Enter your numbers and see the results instantly.

Compound Growth Calculator

See how different return rates compound over time. Compare 4%, a custom rate, and 10% on a lump sum or monthly contributions.

OPEN CALCULATOR

Retirement Income Calculator

Split your portfolio into conservative and growth tranches, set your tax rate, and see projected monthly income and 10-year outcome.

OPEN CALCULATOR

Portfolio Withdrawal Calculator

Enter your portfolio and annual withdrawal, pick a target year, and drag the crash sliders to see how timing affects your outcome.

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Your Number

How much you actually need to never work again — modelled on an original backtest of every starting year in the US market, 1928–2022.

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Portfolio Thinking

Accumulator vs drawdown — which approach fits your situation. How to think about sequence of returns risk. The €1M retirement model and how it applies to your numbers.

Expat Finance

How to exit your home country tax net properly. What Monaco actually costs. Healthcare, residency progression, practical life questions.

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What the financial industry knows — but doesn't tell you

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This website and all content published on it are strictly educational and informational in nature. Nothing on this website constitutes financial

advice, investment advice, tax advice, legal advice, or any form of solicitation. The author is not licensed to provide financial advisory

services to the general public. Any asset management activities are conducted exclusively through a separate entity registered and

authorised in the Cayman Islands, operating solely with qualified professional investors. By accessing this website you confirm you

understand and accept these terms.

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The Efficient Life

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This website and all content published on it are strictly educational and informational in nature. Nothing on this website constitutes financial advice, investment advice, tax advice, legal advice, or any form of solicitation. The author is not licensed to provide financial advisory services to the general public. Any asset management activities are conducted exclusively through a separate entity registered and

authorised in the Cayman Islands, operating solely with qualified professional investors. By accessing this website you confirm you understand and accept these terms.

🇲🇨 Monaco

The Efficient Life

What the financial industry knows — but doesn't tell you

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This website and all content published on it are strictly educational and informational in nature. Nothing on this website constitutes financial

advice, investment advice, tax advice, legal advice, or any form of solicitation. The author is not licensed to provide financial advisory

services to the general public. Any asset management activities are conducted exclusively through a separate entity registered and

authorised in the Cayman Islands, operating solely with qualified professional investors. By accessing this website you confirm you

understand and accept these terms.

🇲🇨 Monaco