30 Years in Finance. 15 Years in Monaco. Your Questions Answered.
30 Years in Finance. 15 Years in Monaco. Your Questions Answered.
30 Years in Finance. 15 Years in Monaco. Your Questions Answered.
A private consultation for people who want real answers — not generic advice.
A private consultation for people who want real answers
— not generic advice.
A private consultation for people who want real answers — not generic advice.
Most financial questions don't need a fund manager or a lawyer.
They need someone who has actually done it. Someone who understands the structures, the banks, the residency process, and the day-to-day reality of managing wealth from a zero-tax jurisdiction.
That's what these calls are.
I don't give investment advice — I don't tell you what to buy or sell. What I do is share 30 years of experience in finance and help you think clearly about your specific situation.
Most financial questions don't need a fund manager or a lawyer.
They need someone who has actually done it. Someone who understands the structures, the banks, the residency process, and the day-to-day reality of managing wealth from a zero-tax jurisdiction.
That's what these calls are.
I don't give investment advice — I don't tell you what to buy or sell. What I do is share 30 years of experience in finance and help you think clearly about your specific situation.
Most financial questions don't need a fund manager or a lawyer.
They need someone who has actually done it. Someone who understands the structures, the banks, the residency process, and the day-to-day reality of managing wealth from a zero-tax jurisdiction.
That's what these calls are.
I don't give investment advice — I don't tell you what to buy or sell. What I do is share 30 years of experience in finance and help you think clearly about your specific situation.
Book a Consultation
Who this is for
Who this is for
People considering Monaco or another zero-tax jurisdiction and want to understand the reality before committing.
People frustrated with private bank fees and want to understand how to restructure their assets.
People approaching retirement with significant assets who want to think through portfolio structure, drawdown strategy, and tax efficiency.
People who have watched my videos and want to go deeper on their specific situation.
People considering Monaco or another zero-tax jurisdiction and want to understand the reality before committing.
People frustrated with private bank fees and want to understand how to restructure their assets.
People approaching retirement with significant assets who want to think through portfolio structure, drawdown strategy, and tax efficiency.
People who have watched my videos and want to go deeper on their specific situation.
Depending on your situation, a consultation typically covers one or more of the following:
Depending on your situation, a consultation typically covers one or
more of the following:
Depending on your situation, a consultation typically covers one or more of the following:
Monaco Residency
The real process, timeline, and costs. Which banks to approach.
What to expect.
Common mistakes. Whether Monaco makes sense for your situation.
Asset Structure
How to separate your banking relationship from your investment platform. The AMC structure — what it is, when it makes sense, how to set it up. How to reduce total fees dramatically.
Portfolio Thinking
Accumulator vs drawdown — which approach fits your situation. How to think about sequence of returns risk. The €1M retirement model and how it applies to your numbers.
Expat Finance
How to exit your home country tax net properly. What Monaco actually costs. Healthcare, residency progression, practical life questions.
Portfolio Thinking
Accumulator vs drawdown — which approach fits your situation. How to think about sequence of returns risk. The €1M retirement model and how it applies to your numbers.
Expat Finance
How to exit your home country tax net properly. What Monaco actually costs. Healthcare, residency progression, practical life questions.
What this is not
What this is not
I am not a lawyer or a financial adviser. I do not provide legal advice, tax advice, or investment recommendations. These consultations are based entirely on my personal experience. Always consult qualified professionals before making any decisions.
I am not a lawyer or a financial adviser. I do not provide legal advice, tax advice, or investment recommendations. These consultations are based entirely on my personal experience. Always consult qualified professionals before making any decisions.
Sessions
Sessions
60 minute consultation
60 minute consultation
£ 750
£ 750
90 minute consultation
90 minute consultation
£ 1200
£ 1200
Follow-up session (existing clients)
Follow-up session (existing clients)
£ 500
£ 500
Sessions are conducted via video call. Available in English and Russian.
Sessions are conducted via video call. Available in English and Russian.
To book
To book
Email georgy@the-efficient-life.com with a brief description of your situation and what you'd like to discuss.
I'll respond within 48 hours to confirm availability and next steps.
Email georgy@the-efficient-life.com with a brief description of your situation and what you'd like to discuss.
I'll respond within 48 hours to confirm availability and next steps.
What the financial industry knows — but doesn't tell you
This website and all content published on it are strictly educational and informational in nature. Nothing on this website constitutes financial
advice, investment advice, tax advice, legal advice, or any form of solicitation. The author is not licensed to provide financial advisory
services to the general public. Any asset management activities are conducted exclusively through a separate entity registered and
authorised in the Cayman Islands, operating solely with qualified professional investors. By accessing this website you confirm you
understand and accept these terms.
© 2026 Georgy — The Efficient Life
🇲🇨 Monaco
Master your money.
Build your life.
This website and all content published on it are strictly educational and informational in nature. Nothing on this website constitutes financial advice, investment advice, tax advice, legal advice, or any form of solicitation. The author is not licensed to provide financial advisory services to the general public. Any asset management activities are conducted exclusively through a separate entity registered and
authorised in the Cayman Islands, operating solely with qualified professional investors. By accessing this website you confirm you understand and accept these terms.
© 2026 Georgy — The Efficient Life
🇲🇨 Monaco
What the financial industry knows — but doesn't tell you
This website and all content published on it are strictly educational and informational in nature. Nothing on this website constitutes financial
advice, investment advice, tax advice, legal advice, or any form of solicitation. The author is not licensed to provide financial advisory
services to the general public. Any asset management activities are conducted exclusively through a separate entity registered and
authorised in the Cayman Islands, operating solely with qualified professional investors. By accessing this website you confirm you
understand and accept these terms.
© 2026 Georgy — The Efficient Life
🇲🇨 Monaco